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Your Guide to the Best Secured Credit Cards....Compare and Apply Now!
We've spent hundreds of hours going through all of the best securd cards and secured credit card offers out there and have chosen the best secured credit cards below.
We take no personal information - just direct links to each bank's site, so you don't have to search around once you've made a decision on the best offer. We've done you homework for you - Below are the best offers in each category:
- Choose the Best Card for You.
- Click "Apply Here" and Complete the Bank's Application.
- Receive your new secured credit card in as few as three business days!
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| 2009 EDITOR'S CHOICE - TOP 5 SECURED CREDIT CARDS
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RANK |
CARD |
CATEGORY |
RATING |
APPLY |
| 1 |
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| OVERALL WINNER and CATEGORY WINNER: |
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| Best NO APPLICATION FEE Secured Card |
| Applied Bank Secured Visa Gold Credit Card |
- 9.99% Low Fixed APR
- Rate Won't Change Even If You're Late!
- CHOOSE Your Credit Limit Up To $5,000*
- $0 Fraud Liability
- NO Credit Requirements
- NO Income Requirements
- ACCEPTED at 27 Million Locations Worldwide
- Full Credit Bureau Reporting
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97 |

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| 2 |
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| Public Savings Bank Secured Black Card |
| Unauthorized Use Protection. Up to $1M Credit Limit. Income, Credit and Employment Not a Factor. Reports to All 3 Major Credit Bureaus Within 30 Days of the First Statement Cycle. Worldwide Acceptance |
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96 |
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| 3 |
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| Applied Bank Secured Visa Credit Card |
| CHOOSE Your Credit Limit Up To $5,000. ACCEPTED Worldwide at Millions of Locations. CREDIT Bureau Reporting. Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit. |
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93 |
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| 4 |
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| New Millenium Bank First Option Visa Card |
| Get Approved for Up To $5,000 in Secured Credit with No Credit Check. Guaranteed Approved Regardless of Credit History or Income. Earn Interest on Your Deposits. FDIC Insured. |
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93 |
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| 5 |
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| Next Millennium Bank MasterCard |
| Earn 3% Interest on Your Deposits. FDIC Insured. Get a Full Privilege Secured MasterCard® Credit Card Account. Guaranteed Approved Regardless of Credit History or Income. |
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90 |
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We recommend the Applied Bank Visa Gold Credit Card as the Best Secured Credit Card with No Application Fee.
- The Applied Bank® Secured Visa® Gold Card, issued by Applied Bank®, is designed for those with limited or poor credit history. The major benefit of this card is the fixed APR of 9.99% for purchases and cash advances, which is reasonably low for a secured card.
Unlike most secured credit cards, this card provides additional services and benefits including online account access and various fraud protection services.
Most Attractive Feature(s): No application fee; very low annual fee.
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Applied Bank emphasizes personal service and flexibility in our mission of being the premier bank in the United States. Since 1996, they have been a leader in providing secured and unsecured Visa and MasterCard Credit Cards to people with little or no credit history.
Their goal is to continually develop, expand, and retain sound consumer and commercial relationships by delivering attractive and competitive financial products and services, at an exceptional level of quality that exceeds consumer’s needs and expectations.
Their Customers are their top priority. Making the most of your time and money is more than a catch phrase...it’s their business.
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At Applied Bank,they know that much of their success is tied directly to the communities that they serve. Therefore, they feel a distinct responsibility to support and give back to the community that has been so generous to them time and again.
Applied Bank and its Associates have demonstrated their commitment to the community by participating in a variety of local campaigns and initiatives, such as:
- The Delaware Financial Literacy Program
- Junior Achievement
- United Way
- The Ministry of Caring
- Interfaith Community Housing of Delaware
- Opportunity Center Incorporated
At Applied Bank, they recognize that they are partners with their community. Their foundation for success begins there.
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|
| 2009 EDITOR'S CHOICE - TOP 5 SECURED CREDIT CARDS
|
|
RANK |
CARD |
CATEGORY |
RATING |
APPLY |
| 1 |
 |
| OVERALL WINNER and CATEGORY WINNER: |
|
| Best NO APPLICATION FEE Secured Card |
| Applied Bank Secured Visa Gold Credit Card |
- 9.99% Low Fixed APR
- Rate Won't Change Even If You're Late!
- CHOOSE Your Credit Limit Up To $5,000*
- $0 Fraud Liability
- NO Credit Requirements
- NO Income Requirements
- ACCEPTED at 27 Million Locations Worldwide
- Full Credit Bureau Reporting
|
|
97 |

|
| 2 |
 |
| Public Savings Bank Secured Black Card |
| Unauthorized Use Protection. Up to $1M Credit Limit. Income, Credit and Employment Not a Factor. Reports to All 3 Major Credit Bureaus Within 30 Days of the First Statement Cycle. Worldwide Acceptance |
|
|
96 |
 |
| 3 |
 |
| Applied Bank Secured Visa Credit Card |
| CHOOSE Your Credit Limit Up To $5,000. ACCEPTED Worldwide at Millions of Locations. CREDIT Bureau Reporting. Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit. |
|
93 |
 |
| 4 |
 |
| New Millenium Bank First Option Visa Card |
| Get Approved for Up To $5,000 in Secured Credit with No Credit Check. Guaranteed Approved Regardless of Credit History or Income. Earn Interest on Your Deposits. FDIC Insured. |
|
93 |
 |
| 5 |
 |
| Next Millennium Bank MasterCard |
| Earn 3%Interest on Your Deposits. FDIC Insured. Get a Full Privilege Secured MasterCard® Credit Card Account. Guaranteed Approved Regardless of Credit History or Income. |
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90 |
 |
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